The Real Bailout That's Needed

Tags: F, GM
25 Dec 1:41am
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Let's first acknowledge that during most of 1990s and up through 2007, oil and by its extension gasoline had been cheap.

Let's also acknowledge that for a number of industries and sections of the United States, a truck or SUV is a necessity, while for the rest of the United States driving a big, imposing gas guzzling vehicle was purely for vanity.

So let us suppose for a moment that 'We The People' may be somewhat responsible for the current state of affairs, with respect to the auto industry. Thus, some sort of 'bailout' for the auto industry, arguably our last major manufacturing industry, was inevitable.

Even with the uncertainly for General Motors Corporation (GM), Ford Motor Company (F) and Chrysler presently, there are people looking to support the industry and buy American-based and made vehicles.

Unfortunately, if the consumer does not have the cash or access to reasonable credit terms, it does not matter how much money the government gives to the US automakers to reorganize, revamp and retool - no vehicles will leave the showrooms.

Therefore, for any United States automaker and financial institution 'bailout' to work, it should have included real provisions for the consumer to be able to access lending.

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