MGIC Won't Soon Be Coming Back

Tags: mgic
3 Dec 10:49pm
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MGIC Investment Corporation (MGIC) is the largest private mortgage insurer in the U.S., offering private mortgage insurance across the country, the District of Columbia, and in Puerto Rico through its subsidiary, Mortgage Guaranty Insurance Corporation [MGIC].

MTG's core 3Q08 results were slightly worse than we anticpated. The results continued to be impacted by increases in both the number of delinquent loans and foreclosures due to a further decline of home prices and slowing of economy.

In addition, higher loss severities, especially in California and Florida, also negatively affected the results. The company has taken several combative actions to bolster its capital. We expect significant overhangs for the industry in general and for MTG in particular, for at least the next several quarters. Our Sell rating is maintained on the shares.

Read the full analyst report on MGIC




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